6 courses (6 IWC) per year = 100% for the year
1 course (1 IWC) in a given quarter = 50% for that quarter
Effective: 2/12/1999
6 courses (6 IWC) per year = 100% for the year
1 course (1 IWC) in a given quarter = 50% for that quarter
Effective: 2/12/1999
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