6 courses (IWC) per year = 100% for the year (6 IWC=100%)
5 courses (IWC) per year = 83% for the year (5 IWC= 83%)
4 courses (IWC) per year = 67% for the year (4 IWC= 67%)
3 courses (IWC) per year = 50% for the year (3 IWC= 50%)
2 courses (IWC) per quarter = 100% for the quarter (2 IWC = 100% per quarter)
1 course (IWC) per quarter = 50% per for the quarter (1 IWC= 50% per quarter)
8/11/2003